Finance

Finance

H-D® Florida Financing

If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of our clients finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycle than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

We have two options to help you get the best financing for your new motorcycle. You can print out our application online or use our secure online interactive application. Please click here to read our privacy notice.

Printable Eaglemark Finance Application

Take the first step. Print out the loan application (requires Adobe® Acrobat® Reader™), fill it out and bring it into our dealership to complete the application process.

Our Motorcycles Are Tough... Financing Them Shouldn't Be.

Harley-Davidson® Credit finances more motorcycles than any other lender. With a minimum down payment (10% on new bikes and 15% on used bikes) and approved credit, you can arrange Harley-Davidson® Credit financing with your us at our dealership and be on the road just a few hours after picking out your bike. Plus, you can add in all your genuine parts and accessories, MotorClothes® merchandise, an Extended Service Plan and more. Everything you need is financed with one loan, so there's only one low monthly payment. We make it quick and easy, so you're riding instead of waiting. Benefits of financing:

  • Finance new and used bikes
  • Flexible terms (up to 84 months O.A.C. on new bikes)
  • Low monthly payments
  • Finance additional items (MotorClothes® merchandise, parts and accessories, extended warranty)

Secure Online Application

Apply Now

Talk to about financing your motorcycle with Harley-Davidson® credit and get out on the road today. To enquire about a Harley-Davidson® credit application, click here.

2024 & 2025 STREET GLIDE AND CRUISER OFFER

Financing Offer available only on select, new untitled 2025 or 2024 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. $1,000 Trade-In Assistance available on the purchase of select new, 2024 and 2025 Harley-Davidson® Street Glide® and Cruiser motorcycles when any motorcycle is traded in. Offer valid at participating Harley-Davidson® dealerships in the U.S., including Alaska and Hawaii, on eligible models that are available and in dealer stock between April 1, 2026 and June 30, 2026. Offer cannot be redeemed for cash or cash equivalent. Dealer participation may vary. Offer subject to change without notice. Void where prohibited or restricted by law. Additional restrictions may apply. See your participating Harley-Davidson® dealer for complete details. $500 Customer Cash Offer valid toward the purchase price of select new, untitled 2024 and 2025 Harley-Davidson® Street Glide® and Cruiser motorcycles available and in stock at participating H-D® dealerships in the United States, including Alaska and Hawaii. Eligible customers must visit H-D.com/Military or H-D.com/Police and validate eligibility through ID.me to receive a unique H-D Hero Offer code. Offer valid only for the named eligible individual, is non-transferable, and must be presented at time of purchase. Offer valid on purchases made between April 1, 2026 and June 30, 2026. Limit one offer per eligible customer and per eligible motorcycle purchase. Offer may not be applied toward a motorcycle down payment and is not valid on prior purchases or future motorcycle orders after June 30, 2026. This Offer may be combined with certain in-market Harley-Davidson® promotions; however, restrictions apply. See your authorized Harley-Davidson® dealership for details on eligible offer combinations, including Harley-Davidson® finance offers. Offer cannot be redeemed for cash or cash equivalent and is non-refundable.

2026 NIGHTSTER® IN VIVID BLACK WITH BLACK TRIM

*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 10.99% offer is available on new Harley-Davidson motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2026 Nightster® motorcycle in Vivid Black w/Black Trim with an MSRP of $10,299, a 10% down payment and amount financed of $9,269.10, 84-month repayment term, and 10.99% APR results in monthly payments of $158.66. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

2026 LOW RIDER® ST IN WHITE ONYX PEARL

*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 10.99% offer is available on new Harley-Davidson motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2026 Low Rider® ST motorcycle in White Onyx Pearl with an MSRP of $26,049, a 10% down payment and amount financed of $23,444.10, 84-month repayment term, and 10.99% APR results in monthly payments of $401.30. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

2026 ROAD GLIDE® IN TEAL THUNDER

*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 11.99% offer is available on new Harley-Davidson motorcycles to high credit tier customers at ESB and only for up to a 96-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2026 Road Glide® motorcycle in Teal Thunder with an MSRP of $31,199, a 10% down payment and amount financed of $28,079.10, 96-month repayment term, and 11.99% APR results in monthly payments of $456.21. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing Offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

2025 NIGHTSTER STARTING AT $9,999

*Prices listed are the Manufacturer’s Suggested Retail Prices for base models. Options such as color are available at additional cost. Prices exclude tax, title, licensing, registration fees, destination charges, surcharges (attributable to raw materials costs in the production supply chain), added accessories, and additional dealer charges, if any, and are subject to change. Harley-Davidson reimburses dealers for performing manufacturer-specified pre-delivery inspection and setup tasks. Dealer prices may vary.

STIMULATE THE SOUL > NO DOWN PAYMENT, NO INTEREST FOR 180 DAYS AND NO PAYMENTS FOR 210 DAYS

FINANCING OFFER AVAILABLE ONLY ON NEW HARLEY-DAVIDSON MOTORCYCLES FINANCED THROUGH EAGLEMARK SAVINGS BANK AND IS SUBJECT TO CREDIT APPROVAL. NO DOWN PAYMENT, NO INTEREST FOR THE FIRST 180 DAYS AND NO PAYMENTS FOR THE FIRST 210 DAYS. FOR EXAMPLE, A 2021 SPORTSTER® IRON 883 MOTORCYCLE IN RIVER ROCK GREY DENIM WITH AN MSRP OF $9,749, NO DOWN PAYMENT AND AMOUNT FINANCED OF $13,514.79, 84 MONTH PAYMENT TERM, AND 10.99% APR RESULT IN MONTHLY PAYMENTS OF $244, NO INTEREST FOR 180 DAYS AND NO PAYMENTS FOR 210 DAYS. THE APR WILL VARY BASED ON THE APPLICANT’S PAST CREDIT PERFORMANCE AND THE TERM OF THE LOAN, WHICH CAN VARY FROM 24-84 MONTHS. APR IS CALCULATED ACCORDING TO THE SIMPLE INTEREST METHOD. OFFER AVAILABLE THROUGH AUTHORIZED HARLEY-DAVIDSON® DEALERSHIPS ONLY. NOT ALL APPLICANTS WILL QUALIFY. NOT VALID IN CONJUNCTION WITH OTHER OFFERS. OTHER TERMS, CONDITIONS, AND LIMITATIONS MAY APPLY. FINANCING OFFER IS SUBJECT TO CHANGE OR CANCELLATION AT ANYTIME. SEE DEALER FOR DETAILS.


INTERNET PRICING POLICY

The efficiencies of e-commerce permit us to sometimes offer e-commerce consumers pricing benefits. Therefore, prices on this site may only be available to consumers who initiate their transactions via email or via this site's contact mechanism.

Unless otherwise noted, vehicle prices listed are plus tax, tag and title. Dealer also charges a pre-delivery service fee in the amount of $1,199.95 on new vehicles and $999.95 on pre-owned vehicles which charge represents cost and profit to the dealer for items such as cleaning, inspecting and adjusting new and used vehicles and preparing documents related to the sale, or lease; and dealer also charges a private tag agency fee in the amount of $99.95 which charge represents a fee paid to a private tag agency for the preparation of title work and also includes profit to the dealer related to the sale, or lease.

Special advertised offers reflect specific vehicle stock numbers listed in the supporting information for each offer and are available for well-qualified consumers with approved credit, may require financing or leasing through a particular financial services vendor, are for a limited time and subject to change without notice. All rebates and incentives are to be assigned to the dealer. Some special advertised offers are independent of each other and may not be combined with any other offers, or specials. Some incentives may not be available to all consumers and may depend on method of purchase, or lease. All vehicles are subject to prior sale. Harley-Davidson of Tampa Bay, New Port Richey, Wesley Chapel, Panama City Beach are not responsible for internet malfunctions affecting prices/offers, or typographical errors associated with online prices/offers. Vehicle art depicted is solely for the purpose of advertising and may not be representative of actual vehicle(s) in stock. Please see dealer for complete details.