Finance

Finance

H-D® Florida Financing

If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of our clients finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycle than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

We have two options to help you get the best financing for your new motorcycle. You can print out our application online or use our secure online interactive application. Please click here to read our privacy notice.

Printable Eaglemark Finance Application

Take the first step. Print out the loan application (requires Adobe® Acrobat® Reader™), fill it out and bring it into our dealership to complete the application process.

Our Motorcycles Are Tough... Financing Them Shouldn't Be.

Harley-Davidson® Credit finances more motorcycles than any other lender. With a minimum down payment (10% on new bikes and 15% on used bikes) and approved credit, you can arrange Harley-Davidson® Credit financing with your us at our dealership and be on the road just a few hours after picking out your bike. Plus, you can add in all your genuine parts and accessories, MotorClothes® merchandise, an Extended Service Plan and more. Everything you need is financed with one loan, so there's only one low monthly payment. We make it quick and easy, so you're riding instead of waiting. Benefits of financing:

  • Finance new and used bikes
  • Flexible terms (up to 84 months O.A.C. on new bikes)
  • Low monthly payments
  • Finance additional items (MotorClothes® merchandise, parts and accessories, extended warranty)

Secure Online Application

Apply Now

Talk to about financing your motorcycle with Harley-Davidson® credit, and get out on the road today. To enquire about a Harley-Davidson® credit application, click here.

LIVEWIRE > 2020 $0 DOWN/0.99% APR LIVEWIRE® MOTORCYCLE OFFER

*Financing Offer available only on new 2020 LiveWire® motorcycle models financed through Eaglemark Savings Bank and is subject to credit approval. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60-month term. For example, a 2020 LiveWire® motorcycle in Vivid Black with an MSRP of $29,799, no down payment and amount financed of $29,799, 60-month repayment term, and 0.99% APR results in monthly payments of $509.25. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by December 31, 2020. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See dealer for details.

STIMULATE THE SOUL > NO INTEREST FOR 180 DAYS AND NO PAYMENTS FOR 210 DAYS

FINANCING OFFER AVAILABLE ONLY ON NEW HARLEY-DAVIDSON MOTORCYCLES FINANCED THROUGH EAGLEMARK SAVINGS BANK AND IS SUBJECT TO CREDIT APPROVAL. NO DOWN PAYMENT, NO INTEREST FOR THE FIRST 180 DAYS AND NO PAYMENTS FOR THE FIRST 210 DAYS. FOR EXAMPLE, A 2019 SPORTSTER® IRON 1200 MOTORCYCLE IN VIVID BLACK WITH AN MSRP OF $9,999, NO DOWN PAYMENT AND AMOUNT FINANCED OF $9,999, 60 MONTH REPAYMENT TERM, AND 5.09% APR RESULT IN MONTHLY PAYMENTS OF $189.11, NO INTEREST FOR 180 DAYS AND NO PAYMENTS FOR 210 DAYS. THE APR WILL VARY BASED ON THE APPLICANT’S PAST CREDIT PERFORMANCE AND THE TERM OF THE LOAN, WHICH CAN VARY FROM 24-84 MONTHS. APR IS CALCULATED ACCORDING TO THE SIMPLE INTEREST METHOD. OFFER AVAILABLE THROUGH AUTHORIZED HARLEY-DAVIDSON® DEALERSHIPS ONLY. NOT ALL APPLICANTS WILL QUALIFY. NOT VALID IN CONJUNCTION WITH OTHER OFFERS. OTHER TERMS, CONDITIONS, AND LIMITATIONS MAY APPLY. FINANCING OFFER IS SUBJECT TO CHANGE OR CANCELLATION AT ANYTIME. SEE DEALER FOR DETAILS.


FREEDOM PROMISE TRADE-UP > JUNE 1, 2020 - JUNE 30, 2021

Guests that purchased and took delivery of an Eligible Motorcycle at one of our participating Harley-Davidson dealerships (Tampa, Brandon, New Port Ritchey, Panama City Beach) during the Sales Period are now eligible to participate in the Freedom Promise “Program”. Under the Program, Guests that trade-in an Eligible Motorcycle for an Eligible Trade-Up Motorcycle by June 30, 2021, after the Eligible Motorcycle purchase date, will receive a trade-in value equal to the original purchase price (including original equipment factory-installed options) minus any recon charges and dealer fees. 

Original purchase price does not include taxes, title, registration, license fees, state fees, parts and accessories, dealer set-up/prep/freight charges, ancillary products (e.g., Extended Service Plans, GAP, wheel and tire coverage, etc…) and other dealer add-ons. If motorcycle purchased from another dealership outside of our dealer group (Tampa, Brandon, New Ritchey, Panama City Beach) Guest must provide the motorcycle original bill of sale as proof of the purchase price to the trade-in dealership upon trade-up sale. In both cases, motorcycle must be present at time of trade up, in participating dealership. 

Offer is good on Eligible Sportster Motorcycles available and in stock (H-D Sportsters, i.e. Forty-Eight, Iron 883 and Iron 1200 and Streets, i.e 750A) at participating dealer locations during the Sales Period only (Tampa, Brandon, New Port Richey, Panama City Beach). Purchase of Eligible Motorcycle and Eligible Trade-Up Motorcycle must be made at the same participating dealership, unless otherwise deemed acceptable by General Manager of Tampa, Brandon, New Port Richey and Panama City Beach. 

Sales Period
Eligible Motorcycles must be purchased and delivered between June 1, 2020 and June 30, 2021. 

Trade-Up Period
Fourteen days after the purchase date of the Eligible Motorcycle, through June 30, 2021 as determined by Harley-Davidson in its sole discretion or otherwise deemed acceptable by General Manager of Tampa, Brandon, New Port Richey and Panama City Beach. 

Eligible Motorcycle models to purchase
New or Pre-Owned 2013MY or Newer Harley-Davidson Sportster model motorcycles available and in stock at our participating dealer locations during the Sales Period (excluding Police motorcycles). 

Eligible Trade-Up Motorcycles
New, unregistered, 2019MY, 2020MY and 2021MY Harley-Davidson Touring, Trike, Softail, CVO and Special Edition/Shrine Big Twin motorcycles. 

Eligibility
Offer valid at our participating H-D Florida dealerships (Tampa, Brandon, New Port Richey, Panama City Beach). 

Offer valid with the original owner only and is non-transferable except to the current owner's spouse or to the current owner's legally recognized domestic partner, provided such person lives in the same household and has the same permanent address as the current owner.

Offer is limited to one claim per eligible VIN.

Eligible Trade-Up Motorcycles must be taken from dealer stock and are not available on future motorcycle orders, deliveries or deposits outside the Trade-Up Period.

Promo Compatibility

This offer CAN BE COMBINED with:

  • Current Harley-Davidson finance offers

This Offer CANNOT BE COMBINED with:

  • Promo 521
  • Promo 531
  • State-Specific Finance Offers

Eligible guests must redeem the offer at the same dealership where the Eligible Motorcycle purchase originated. Notwithstanding the above, Guests that move 100 or less miles away from the dealership where the Eligible Motorcycle was purchased may qualify for closest participating dealer to come pick up the Eligible Trade-Up Motorcycle in order to have on site for Trade-Up program. 

Eligible guests must have the original bill of sale and title in the original owner’s name as valid proof of purchase of the Eligible Motorcycle at time of trade-in to qualify for this offer. Dealers may waive requirement for bill of sale if sale and purchase price is verifiable through internal systems.

Eligible Motorcycle is subject to dealer inspection at trade-in and must be a vehicle in good condition and good working order as determined by the dealer to qualify for the offer. Tires, suspension, engine, and transmission must all be within factory specifications and the vehicle cannot reflect neglect or abuse. Dealer will make the sole determination regarding whether the trade-in is in good working condition and good working order. If a trade-in does not meet these criteria, dealer may give the customer the option of obtaining the service or repairs necessary to qualify the motorcycle for the promotion. 

Financing with HDFS
Loans through Eaglemark Savings Bank, a wholly owned subsidiary of Harley-Davidson Financial Services, will be underwritten according to the bank’s existing standards. Qualified guests can use HDFS special financing promotions in conjunction with the Freedom Promise. The Freedom Promise trade-in benefit will not be considered as part of the rider’s down payment.

 

TRIPLE ZERO H-D OFFER > ZERO MONEY DOWN*, ZERO INTEREST FOR 90 DAYS*, ZERO PAYMENTS FOR 120 DAYS*

Sportster® Model - Iron 1200™ in Vivid Black

*Financing offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. No down payment, no interest for the first 90 days and no payments for the first 120 days. For example, a 2020 Sportster® Iron 1200 motorcycle in Vivid Black with an MSRP of $9,999, no down payment and amount financed of $9,999, 60 month repayment term, and 5.09% APR result in monthly payments of $189.11, no interest for 90 days and no payments for 120 days. The APR will vary based on the applicant’s past credit performance and the term of the loan, which can vary from 24-84 months. APR is calculated according to the simple interest method. Offer available through authorized Harley-Davidson® dealerships only. Not all applicants will qualify. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Financing offer is subject to change or cancellation at anytime. See dealer for details.

Softail® Model - Heritage Classic 107 in Vivid Black

*Financing offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. No down payment, no interest for the first 90 days and no payments for the first 120 days. For example, a 2020 Softail® Heritage Classic 107 motorcycle in Vivid Black with an MSRP of $20,449, no down payment and amount financed of $20,449, 60 month repayment term, and 5.09% APR result in monthly payments of $386.74, no interest for 90 days and no payments for 120 days. The APR will vary based on the applicant’s past credit performance and the term of the loan, which can vary from 24-84 months. APR is calculated according to the simple interest method. Offer available through authorized Harley-Davidson® dealerships only. Not all applicants will qualify. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Financing offer is subject to change or cancellation at anytime. See dealer for details.

Touring Model - Street Glide® Special in Barracuda Silver

*Financing offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. No down payment, no interest for the first 90 days and no payments for the first 120 days. For example, a 2020 Touring Street Glide® Special motorcycle in Barracuda Silver with an MSRP of $28,199, no down payment and amount financed of $28,199, 60 month repayment term, and 5.09% APR result in monthly payments of $533.31, no interest for 90 days and no payments for 120 days. The APR will vary based on the applicant’s past credit performance and the term of the loan, which can vary from 24-84 months. APR is calculated according to the simple interest method. Offer available through authorized Harley-Davidson® dealerships only. Not all applicants will qualify. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Financing offer is subject to change or cancellation at anytime. See dealer for details.